L121 · Staying safe · 2 min

Online romance scams

Someone you met online who is caring, successful and never able to meet in person may be running a scam that ends with a request for money or an investment.

01 · The idea

Romance scams start slowly. A stranger messages by "mistake" or matches on a dating app, then chats every day for weeks. AI helps them write warm, flawless messages and keep many conversations going at once.

Their photos are often stolen or generated. They always have a reason not to video call properly, or the call is short and blurry.

Then comes the turn: a medical bill, a stuck customs package, or an exciting investment site where they say they have made a fortune. Victims are encouraged to start small, see fake profits, then put in more.

Talk to a friend you trust about anyone you have only met online. Never send money or invest because someone you have never met in person asks.

02 · Do it now

03 · Quick check

Your online partner of two months shows you a trading site where they made huge profits and invites you to join. What is most likely?